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Practical guidance for the life you’re living.

Clear, useful guidance on the benefits, documents, insurance, money, home, family, emergencies and life changes that can affect what you should have in place.

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Recent Have These Now articles, checklists and explanations designed to help you understand what may deserve attention in your life right now.

When Life Changes

Some moments deserve a fresh review.

A life event can change several parts of your preparedness at the same time. Use these guides to see what may need another look.


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Your Life. Your Responsibilities.

Not sure which guides matter to you?

Start with the personalized preparedness checklist and see which areas deserve your attention based on the life you are living now.

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